Foreclosures & Short Sales
DO YOU OWN AN UNWANTED HOUSE AND NEED TO SELL QUICKLY?
DOES THIS SOUND LIKE YOU?
LATE On Your Payments?
Currently in FORECLOSURE?
Have a Property in POOR CONDITION aka an UGLY HOUSE?
Haven't Been Able To Get It Sold In The Past?
Making DOUBLE PAYMENTS?
Going through a DIVORCE?
JOB TRANSFER or new job opportunity?
100% FINANCED?
HEALTH ISSUES causing you to not be able to make your payments?
JUST NEED TO SELL FAST?
These are common problems
that can happen to anyone.
I specialize in finding creative solutions to your real estate problems that others will not touch. I have the skills, dedication and knowledge needed to handle all aspects of selling short sales homes. I’ve been working since the 90's doing short sales, and foreclosures. Leave it all to me I will handle all of the paperwork.
Rarely do these problems just go away. Call NOW! Let’s find a solution that will work for you. You will be surprised at the options You have.
CALL BLANCA PORTILLO FOR A
FREE CONSULTATION AND
TO DISCUSS YOUR OPTIONS
(951) 515-1463
I can list your home to get it sold quickly!
I specialize in short sales (negotiating with the banks to take a lower price for your home than what is owed in order to get you out of your mortgage. You would not be responsible for the difference).
Foreclosure Facts:
Fact: 90% of all homes in foreclosure return to the bank.
Fact: If you pay off the past due amount or the entire amount of the loan within 30 days of starting the foreclosure process, your credit will only show late payments.
Fact: If your home returns to the bank, it will take many years to repair your credit and purchase another home.
To start with, it is important to have a good understanding of what a foreclosure is. In basic terms, a foreclosure is a process whereby you lose possession of your home for non-payment. The foreclosure process begins with the mortgage company that wants to regain control over the home to reduce their losses. Once a couple of payments are missed, the lender will send out notices and contact you to try to work things out. If an acceptable arrangement is not made, then the legal process begins.
Don’t become another statistic.
Call Blanca Portillo today
for a
FREE consultation!!!
(951) 515-1463
Bankruptcy?
Why was it invented?
Since its inception, the bankruptcy code was designed for one
purpose, to help relieve Americans from the shackles of endless and
unmanageable debts. Before the bankruptcy code came about, people went
to debtor's prison. We all know we can't pay many bills while in jail.
So the law was written to give people a way out with a fresh start.
The Price you pay.
Aside from the attorney fees of up to $1500.00, and appearances
in court, bankruptcy is not a pleasant experience. The filing becomes a
matter of public record and the mark stays on your credit file for 10
years. The mark proclaims to the world, "I had to rely on the court's
protection from my creditors. I was unable or unwilling to find another
solution." This is why lenders are concerned when they see this
notation. It makes borrowing in the future a bigger challenge and rates
are higher for as long as they hold it against you.
When bankruptcy makes sense.
When you have exhausted every avenue possible, and you simply cannot
make your payments, it may be time to consider the protection from the
court. The filing of a bankruptcy will stop a foreclosure in its
tracks. The mortgage company must cease all collection and legal
activity by law. In a chapter 13, a trustee is appointed who will
disburse funds from your pay to go to all of your creditors in a plan
that you can afford. You will pay your mortgage payment each month as
you did before you ran into trouble, with no increase to the payment.
The pay plan will continue for 3 to 5 years depending on the amounts
behind.
We are not a law firm. These guidelines are not to be construed as legal advice or the practicing of law.
About Me
I am a professional real estate agent working for Remax Partners. Which has been serving the Riverside, San Bernardino and Orange County area for over 17 years. I have 11 years experience in real estate, mortgage lending and finance. I have high moral standards, integrity, and honesty. My primary goal is to assist you in providing a win-win situation for everyone involved. In the past 10 years I have bought and sold homes and duplexes, purchased investment properties, bought foreclosure properties to fix up and resell again, worked with banks to accept short sale, and assisted sellers in quickly getting out from under mortgage payments.
Call me at (951) 515-1463 for a no obligation consultation to discuss your options. What have you got to lose, except for a few minutes time?
Frequently Asked Questions
Q: How does the process work?
A: It's simple. Click the Contact Us and you fill out
the form giving me some basic info about your home. If it looks like
your situation is something I can assist you with, I will contact you
to discuss the property. The worst that can happen is that you take a
bit of your time exploring the opportunity.
Q: Is this a scam?
A: No. I could get in a lot of trouble if it was! I am
a professional real estate agent, licensed since 1997. I help people
with distress situations by providing my knowledge, and experience
in negotiating with banks which are called short sales.
Q: Do I only list houses? What about condos, townhouses...?
A: I list houses, condominiums, townhouses, duplexes, triplexes, fourplexes.
Q: If I fill out the form, am I obligated to anything?
A: There is no obligation whatsoever. The only time
you would be obligated to anything is if you enter into a contract with
me. Then it becomes like any normal real estate transaction.
CALL BLANCA PORTILLO FOR A FREE CONSULTATION!!
(951) 515-1463
